My salary cap is over $400 with loans. I lost first round of playoffs on Sunday night. On Monday, I was in a valid state, and I won a FA bid that put me $4 over my cap. I cut two $4 players (who won’t disrupt playoffs) to be valid and keep making moves. But now it says I’m invalid because my salary is not under $400. Is that a glitch or do loans “disappear” 2 days after you are out of playoffs?
What about non-playoff teams that paid out big loans? Did outgoing loans “disappear” and now their salary cap is back up to $400 again? Even though the remaining playoff teams still have the loans? They can keep making roster moves, including adding keepers towards the end of last week, with their loans in full effect.
I could cut more expensive star players, so I can keep making moves, but I feel that would be disruptive to playoffs. Also, any players I cut can be signed at discount. Meanwhile, remaining playoff teams won’t lose their loans until after the playoffs, so they can hold their players until the end and be sure they will be available again in the draft. Seems like it would make a lot more sense just to have all loans active until all loans are not active.