I slept on it and realized that there is something that I have not explicitly stated in this thread that may be clarifying:
Prize money being paid out based on our terms and conditions is predicated on a completed MLB regular season. If the MLB completes a regular season, we are obligated to pay out prizes.
If MLB does not complete a regular season, we will be able to offer the option to roll over or refund prize money. That bridge can be crossed if and when we come to it.
Everything stated in the original post is not subject to a regular season happening or not happening.
I hope that this is helpful and clarifying.