Going over roster/cap limits towards the end of the season

If I am reading the rules correctly -

  1. There is no salary limit in the offseason, so if I am over the salary cap it won’t matter until after the keeper deadline/before the auction.

  2. There is no IL in the offseason, so the roster limit is not expanded for players on the IL.

  3. I can keep those IL players on my roster over the roster limit during arbitration, but I need to cut them before the keeper deadline in order to not have a cap penalty, and before the auction in order to participate.

Is that right?

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